Calculator
Estimate Your Monthly Mortgage Payment
Enter your own assumptions to estimate principal and interest, then see how taxes, insurance, mortgage insurance and HOA may affect the total monthly housing payment.
Mortgage payment calculator
$170,000 · loan $680,000
Estimated monthly payment
$5,186
- Principal & interest
- $4,298
- Property taxes
- $738
- Homeowners insurance
- $150
- HOA
- $0
- PMI
- $0
Estimates are for educational purposes only and are not a loan quote or commitment to lend.
The interest rate field is an illustrative assumption you choose — not a quote or an available rate. Estimated closing costs, prepaid items and any escrow shortages are not included in the monthly figure above.
Next step
Want to see what these numbers look like with actual financing options?
Use the calculator to explore the scenario, then compare financing structures based on your goals.
For illustrative purposes only
This calculator provides estimates based on user-entered assumptions. It is not a loan estimate, rate quote, offer, approval or commitment to lend. Actual interest rates, APRs, payments, property taxes, insurance, mortgage insurance, closing costs and qualification vary based on the borrower, property, lender and loan program.